Home and Garden

“Your vehicle is a Total Loss.” These words, more often than not, spark immediate controversy between an insured and their insurance company. The main cause of controversy between an insurance company and an insured as it relates to total loss is that most people feel their vehicle is worth more than it really is.

A vehicle, though historically not a good investment, is very personal to us. Many of us spend a great deal of time in our vehicles each day and grow attached to our car. Many others ”trick out” their cars and inherently feel that their modifications enhance the value of the car.

I thought it might help some folks if they heard exactly how an insurance company views this and how they go about compensating you for your car should it be determined to be a totaled. Read the rest of this entry »

Maternity fashion has come a long way in recent years – gone are the pinafores, smocks, and gigantic dresses. These days’ maternity clothes are figure hugging and flattering to show off your gorgeous belly and suit your mummy curves.

The basics of maternity clothes include the following:

1. Maternity tops and t-shirts. Designed with a good fit across your shoulders and stretch over your bump, generally slightly longer in length than standard pre-pregnancy t-shirts. Many designs are also suitable to be used as nursing tops when baby is born. Look for maternity clothing in easy care fabrics. Read the rest of this entry »

Are you trying to love your teenager the best way you know how, but all you hear them say is “You just don’t understand,” “Never mind,” or “Why should I tell you, you don’t care anyway!”

Caregivers today have to work twice as hard to get their teenager’s attention because there are so many other distractions. You have to compete against their friends, the computer, TV., radio, school, a job, homework, and most of all… their attitude.

But even with all the things competing against you for their attention, there are still several ways to find some happiness in being the provider for your next generation. Read the rest of this entry »